Your crypto,
on autopilot.

We build and manage a professional crypto portfolio for you. Lending, liquidity, and both long and short positions. You keep your keys. We do the hard part.

Non-custodial. We never hold your funds. Withdraw anytime.
You keep custody
Audited protocols only
Withdraw anytime
We only earn when you do
How it works

Three steps, then you can forget about it.

No spreadsheets, no charts at 2am. Pick how much risk feels right, and we handle the rest.

1

Choose your comfort level

Answer a few plain questions. We match you to Conservative, Balanced, or Aggressive, each built for a different appetite for ups and downs.

2

We create your wallet

A secure, non-custodial wallet is set up in your name. Your keys stay yours. We get permission to manage strategies, never to withdraw.

3

Your money goes to work

We put it into vetted lending, liquidity, long and short positions, then rebalance, harvest, and compound it automatically. You watch it grow.

Portfolios

One of these will feel like you.

Every portfolio is built from the same honest ingredients. Yield-bearing positions first, speculation last. The mix is what changes.

Conservative
8-12%target / yr
Steady income, minimal drama.
Typical dip:  5 to 10%
Stablecoin lending & LP70%
Delta-neutral yield20%
BTC / ETH core5%
Downside hedge (short)5%
Aggressive
25-60%target / yr
Swing for more. Stomach the swings.
Typical dip:  50 to 70%
Concentrated & incentive LP50%
Long swing positions28%
BTC / ETH core22%

Targets are goals, not guarantees. Crypto can fall hard and fast. Every profile shows its realistic worst-case dip so you know exactly what you are signing up for.

The 8.5-year test

Built to survive every cycle — not just the good one.

We replayed the exact portfolio rules over 8.5 years of real ETH & BTC prices — the 2018 bear, the 2021 mania, the 2022 collapse, and today's chop — net of the 10% fee. The headline isn't the biggest number. It's how the strategy behaves when crypto falls apart.

Risk-adjusted return
1.1–1.3
Sharpe ratio · vs ~0.6 for buy-and-hold
Worst drawdown
−37%
Conservative · vs −94% holding ETH
Full market cycles tested
5
2018 · 2020 · 2021 · 2022 · 2024–26
0.1× 10× 100× 2018 2019 2020 2021 2022 2023 2024 2025 2026 Growth of $100,000 — log scale (net of 10% fee + costs)
Balanced 17.4× Conservative 13.1× Aggressive 11.5× HODL BTC 6.1× HODL ETH 3.8×
Conservative
Backtested CAGR*35%
Risk-adjusted (Sharpe)1.31
Worst drawdown−37%
Balanced
Backtested CAGR*40%
Risk-adjusted (Sharpe)1.09
Worst drawdown−55%
Aggressive
Backtested CAGR*33%
Risk-adjusted (Sharpe)0.76
Worst drawdown−90%
The real story: it trades upside for protection
Bear2018
−32%
Fonte Balanced
Hold ETH−83%
Lost 2.6× less
Bull2020
+182%
Fonte Balanced
Hold ETH+463%
Rode ~40% of the run
Bull2021
+120%
Fonte Balanced
Hold ETH+404%
Upside, capped by the hedge
Bear2022
−21%
Fonte Balanced
Hold ETH−68%
Lost 3× less
Chop2025
+24%
Fonte Balanced
Hold ETH−12%
Up while ETH fell

In raging bulls it captures less than holding outright — that's the cost of the hedge. In bears and chop it loses far less, and often makes money while crypto bleeds. Lower highs, much higher lows.

How this was measured — and what it does not promise
Real prices, modelled yields

ETH/BTC prices are real across all 8.5 years (Binance). DeFi lending & LP yields are real on-chain only from 2024–25; earlier yields use conservative, sensitivity-banded assumptions. Validates strategy logic across regimes — not 8.5 years of realised yield.

Backtested, not a promise

The CAGR* is inflated by the modelled LP yield and the once-in-history 2020–21 bull. In the most recent all-real-data window the portfolios were roughly flat to negative. Treat the drawdown protection — not the headline return — as the validated result.

Net of every cost

Includes the 10% high-water-mark fee, rebalancing & trading costs, impermanent loss, and borrow carry. No look-ahead: prior-day yields, conservative intrabar fills, and a 1-day signal lag does not improve results.

Risk is real

Drawdowns ran −37% (Conservative) to −90% (Aggressive). This is not a low-risk product, and the short-hedge sleeves carry their own execution risk.

Backtested results are not live results. Past performance does not guarantee future results. This is not financial advice. Crypto can lose value rapidly, including your full deposit.

Your dashboard

Everything, in one calm view.

Check it from anywhere. See exactly what you own, what it is earning, and what we have charged, to the cent.

0x2006…363B · Balanced
Total value
$24,318.40
+$3,021 all-time · +14.2%
Blended yield
11.8%
vs. ETF (7%)
+2.0×
Max dip
18.4%
LP
USDC / USDT liquidity
Aerodrome · stable pair
$9,730
9.4% APR
DN
Delta-neutral ETH
LP + hedge · market-neutral
$4,860
17.1% APR
BTC / ETH core
Long-term hold
$4,860
+22% YTD
SOL swing
Long · +0.5R
$2,430
+12.3%
Short / hedge
Perp short · profits on dips
$2,430
+5.4%
Allocation
Yield LP 40%
Neutral 20%
BTC/ETH 20%
Swing 10%
Short 10%
Performance fee charged (this yr)
$214.30
10% of the yield we earned you, plus closed swing and short profit. $0 on any month you do not make money.
See a sample dashboard
Pricing

We only get paid when you make money.

No management fee. No fee to join. No fee to leave. Just a share of the yield and profit we actually earn for you.

High-water mark on trades, always. If a position dips and recovers, you pay nothing until you are back above your previous peak. You never pay twice for the same gains.
10%
of what we earn you, and nothing else.
  • Lending & LPs10% of the yield generated, the Morpho-vault standard. Accrued continuously, charged only on interest earned. Never on your principal.
  • Swing positions10% of realized profit, with a high-water mark. Charged only when a trade closes in the green, never on paper gains.
  • A flat or losing month?You pay $0. No yield earned means no fee taken.
Security

Your keys. Your crypto. Always.

Fonte is fully non-custodial. Your funds live in a smart wallet that only you can withdraw from. We get a narrow, revocable permission to manage strategies, and that is it.

We can manage, never withdraw

Our keeper can only rebalance, lend, and provide liquidity. It physically cannot move funds to anyone but you.

Audited protocols only

Aave, Aerodrome, Morpho, Uniswap. Blue-chip, audited, billions in TVL. Never a three-week-old farm chasing a flashy number.

Revoke in one click

Change your mind anytime. Pull our permission and withdraw everything. No notice, no lock-in, no penalty.

Your smart wallet
Permissions
Provide liquidity & lend
Allowed, scoped to audited pools
Rebalance & harvest
Allowed, keeps your mix on target
Withdraw to anyone but you
Blocked, only you can cash out
Bullet-proof smart contracts

Independently audited, and built only on protocols that are themselves audited and battle-tested: Aave, Morpho, and Aerodrome.

Audited by
OpenZeppelin
Trail of Bits

Questions, answered plainly.

No, and not because we promise. Because we cannot. Your funds sit in a smart wallet only you can withdraw from. Our permission is limited to managing strategies inside audited protocols. We never touch the exit door.

Over a full market cycle, our Balanced portfolio targets 14 to 22% a year, most of it from yield rather than guessing prices. But crypto is volatile. You should expect a 20 to 35% dip somewhere along the way. We show you the realistic worst case up front, because that is the honest thing to do.

Most of your money earns yield from lending and liquidity, income that keeps compounding whether prices go up or sideways. We can also profit when the market falls, through a tactical short sleeve that buying Bitcoin alone cannot. We benchmark ourselves against simply holding Bitcoin, and if we cannot beat it, we will tell you.

10% of what we earn you. On lending and LPs we follow the Morpho-vault standard, taking a cut of the yield generated, accrued continuously and charged only on interest. On swing trades, only when a position closes in profit, with a high-water mark. If your account is below its high, you pay nothing until it recovers.

Yes. There is no lock-up. Revoke our permission and withdraw everything in a couple of clicks. Some positions take a short moment to unwind, but nothing holds your funds hostage.

Put your crypto to work, without the work.

Tell us your comfort level. We build your portfolio. You watch it grow.

Build my portfolio
Non-custodial · No fee to join · Withdraw anytime