We hold a BTC & ETH basket through each market cycle and rotate into Aave USDC lending in the bear — automatically. You keep your keys. We do the hard part.
No spreadsheets, no charts at 2am. Pick how much risk feels right, and we handle the rest.
Answer a few plain questions. We match you to Conservative, Balanced, or Aggressive, each built for a different appetite for ups and downs.
A secure, non-custodial wallet is set up in your name. Your keys stay yours. We get permission to manage strategies, never to withdraw.
We buy a BTC & ETH basket in the post-halving bull market, rotate to Aave USDC lending near the top, then earn yield through the bear — automatically, on a rules-based schedule. You watch it work.
Every portfolio runs the same engine: a 50/50 BTC & ETH basket held through the post-halving bull market, then 100% Aave USDC lending in the bear. How much you hold in the basket is what changes.
*Backtested halving-cycle CAGR (BTC since 2011 / ETH since 2016), fit to 2–3 cycles — not a forward promise. Returns are lumpy: the basket is held only during the ~18-month post-halving bull window, then 100% Aave USDC lending. Vaults are currently in the lending phase until the next entry (~Oct 2026). Crypto can fall hard and fast — each profile shows its real worst-case drawdown. Not financial advice.
We replayed the exact rule on real BTC prices since 2011 and ETH since 2016: hold a 50/50 BTC & ETH basket through the post-halving bull, rotate to Aave USDC lending near the top, wait out the bear. Net of the 10% fee. The chart starts at the strategy's first entry (2015).
Pure BTC/ETH spot prices the whole way (Bitstamp 2011+, Coinbase 2016+). The only modelled inputs are a ~3% cash yield while flat and trading costs. No leverage, no liquidation risk.
The entry/exit timing is fit to only 2–3 past halving cycles, and the next live entry (~Oct 2026) has never been tested. The 4-year cycle may not repeat — it is already stretching.
Returns are lumpy — the basket is held only during the ~18-month bull window. Right now every vault sits in 100% Aave USDC lending until the next entry (~Oct 2026), earning yield.
There is no stop while the basket is held — it rides the full mid-bull drawdown. Backtested worst drops ran −44% (Conservative) to −65% (Aggressive).
*Backtested cycle CAGR since the 2015 entry across 3 halving cycles — not a forward promise. Backtested results are not live results. Past performance does not guarantee future results. This is not financial advice. Crypto can lose value rapidly, including your full deposit.
Check it from anywhere. See exactly what you own, what it is earning, and what we have charged, to the cent.
No management fee. No fee to join. No fee to leave. Just a share of the profit we actually make you.
Fonte is fully non-custodial. Your funds live in a smart wallet that only you can withdraw from. We get a narrow, revocable permission to manage strategies, and that is it.
Our keeper can only trade BTC/ETH, lend USDC, and rebalance. It physically cannot move funds to anyone but you.
Aave and Aerodrome — blue-chip, audited, billions in TVL. Never a three-week-old farm chasing a flashy number.
Change your mind anytime. Pull our permission and withdraw everything. No notice, no lock-in, no penalty.
Independently audited, and built only on protocols that are themselves audited and battle-tested: Aave and Aerodrome.
No, and not because we promise. Because we cannot. Your funds sit in a smart wallet only you can withdraw from. Our permission is limited to managing strategies inside audited protocols. We never touch the exit door.
Our Balanced portfolio backtested to roughly a 95% cycle CAGR across the last three halving cycles — but returns are lumpy and a backtest is not a promise. Most of the gain lands in the ~18-month post-halving bull; the rest of the time you sit in Aave USDC lending. Expect a drawdown of up to 55% along the way. We show the realistic worst case up front, because that is the honest thing to do.
We hold the same BTC & ETH you would — but timed to the halving cycle: fully invested through the post-halving bull, then rotated to 100% Aave USDC lending in the bear to step aside from the worst drawdowns. In backtests that roughly halved the max drawdown versus simply holding. We benchmark against buy-and-hold, and if we cannot beat it, we will tell you.
10% of what we make you, above a high-water mark. On the Aave USDC lending yield it accrues continuously and is charged only on interest. On the BTC/ETH cycle, only on realised gains when we sell near the top. If your account is below its previous high, you pay nothing until it recovers.
Yes. There is no lock-up. Revoke our permission and withdraw everything in a couple of clicks. Some positions take a short moment to unwind, but nothing holds your funds hostage.
Tell us your comfort level. We build your portfolio. You watch it grow.
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